These Terms govern your access to and use of our virtual card issuing platform and related services.

Effective Date: May 11, 2026

This page applies to all users of OranoPay and should be read together with our other legal and compliance documents.

Acceptance of Terms

By creating an account or using our services, you agree to comply with these Terms and all applicable laws and regulations.

Account Responsibilities

You are responsible for keeping your account credentials secure, maintaining accurate profile information, and ensuring all activity on your account is authorized.

Service Availability and Changes

We may update, suspend, or discontinue features at any time to maintain security, performance, and regulatory compliance.